Unlock the Credit and Capital You Deserve — Without the Confusion

Whether You Need Funding or Need to Repair Your Credit First — We’ve Got You Covered.

Apply now to see how we help 9-to-5 professionals and entrepreneurs access $40k–$100k+ in business funding, even if life has set you back before.

Apply for the Pamoja Freedom Accelerator.

Complete the form to see how we help 9-to-5 professionals and entrepreneurs access $40k–$100k+ in business funding

I consent to receive SMS and email updates from Pamoja regarding my application.

Unlock the Credit and Capital You Deserve — Without the Confusion.

Whether You Need Funding or Need to Repair Your Credit First — We’ve Got You Covered.

Apply now to see how we help 9-to-5 professionals and entrepreneurs access $40k–$100k+ in business funding, even if life has set you back before.

Apply for the Palmoja Freedom Accelerator.

Complete the form to see how we help 9-to-5 professionals and entrepreneurs access $40k–$100k+ in business funding

I consent to receive SMS and email updates from Pamoja regarding my application.

No More Guesswork. Just Real Progress.

Whether your credit needs a reset or you’re ready to secure business funding, the Pamoja Freedom Accelerator gives you the path forward:

Professional Credit Repair Systems to Help Rebuild Your Score

Get Approved for $40k–$100k+ in Business Capital

Build Personal & Business Credit Simultaneously

Learn How to Access Capital Without Relying on Personal Guarantees

This is PERFECT for you if:

You’re ready to escape your 9-to-5 and need funding to launch your business

You want access to capital using your personal or business credit

You’ve been denied for a car, credit card, or home loan recently

You’re tired of fake gurus and want real, professional credit help

Meet Branham

Founder of Pamoja

Branham is an entrepreneur on a mission to empower 9-to-5 professionals and immigrant communities to achieve financial freedom and create generational wealth.

Born in Kenya and raised in the U.S., Branham knows firsthand what it’s like to juggle family obligations, cultural expectations, and the desire to build something of his own. After working corporate jobs in UX and global security, he realized he didn’t want to trade his time forever. Instead, he dove deep into the world of credit repair and business funding to help people like him create new paths to wealth.

Today, Branham leads Palmoja, a program built for people who want practical solutions—not empty promises—to repair their credit, secure funding, and step into entrepreneurship. His goal? To help everyday professionals replace fear with freedom and turn financial setbacks into stepping stones.

Meet Branham

Founder of Pamoja

Branham is an entrepreneur on a mission to empower 9-to-5 professionals and immigrant communities to achieve financial freedom and create generational wealth.

Born in Kenya and raised in the U.S., Branham knows firsthand what it’s like to juggle family obligations, cultural expectations, and the desire to build something of his own. After working corporate jobs in UX and global security, he realized he didn’t want to trade his time forever. Instead, he dove deep into the world of credit repair and business funding to help people like him create new paths to wealth.

Today, Branham leads Palmoja, a program built for people who want practical solutions—not empty promises—to repair their credit, secure funding, and step into entrepreneurship. His goal? To help everyday professionals replace fear with freedom and turn financial setbacks into stepping stones.

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